/* Fortis calculators – shared styles */
:root{
  --bg:#F6F7F9; --card:#FFFFFF; --ink:#0F1B33; --muted:#5E6B7E; --line:#E3E7ED;
  --gold:#B8893B; --gold-ink:#8C6526; --gold-tint:#FBF5EA; --navy:#0F1B33; --on-navy:#FFFFFF;
  --err:#B3261E; --ok:#2E7D4F;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;
  --script:"Caveat","Segoe Script","Brush Script MT",cursive;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0B1424; --card:#131F35; --ink:#E9EEF5; --muted:#9DAABB; --line:#26344D;
    --gold:#D3A957; --gold-ink:#D9B26A; --gold-tint:#2A2414; --navy:#1C2B47; --err:#F07C72; --ok:#6CC892;
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --bg:#0B1424; --card:#131F35; --ink:#E9EEF5; --muted:#9DAABB; --line:#26344D;
  --gold:#D3A957; --gold-ink:#D9B26A; --gold-tint:#2A2414; --navy:#1C2B47; --err:#F07C72; --ok:#6CC892;
  color-scheme:dark;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-padding-top:16px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased;padding-top:env(safe-area-inset-top,0px)}
a{color:inherit}
button{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
svg.ic{width:30px;height:30px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hide{display:none!important}

.wrap{max-width:1200px;margin:0 auto;padding:22px 22px 110px}

/* brand bar */
.brandbar{display:flex;align-items:center;gap:22px;flex-wrap:wrap;padding-bottom:22px;border-bottom:1px solid var(--line)}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo svg{width:46px;height:46px}
.logo .w1{font-family:var(--serif);font-weight:600;font-size:30px;letter-spacing:.08em;line-height:1}
.logo .w2{font-size:10.5px;font-weight:600;letter-spacing:.14em;margin-top:4px}
.tagline{border-left:1px solid var(--line);padding-left:22px;font-size:11.5px;letter-spacing:.14em;color:var(--muted);line-height:1.6}
.values{margin-left:auto;font-size:14px;color:var(--ink)}
.values span{color:var(--gold);margin:0 8px}
@media (max-width:820px){.tagline,.values{display:none}}

/* hero */
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,400px);gap:28px;align-items:center;padding:34px 0 26px}
h1{font-family:var(--serif);font-weight:700;font-size:clamp(32px,5.4vw,58px);line-height:1.05;margin:0 0 14px;letter-spacing:-.01em;text-wrap:balance}
.lede{font-size:18px;color:var(--muted);margin:0;max-width:56ch}
.hero-card{display:flex;gap:18px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px}
.hero-card svg{flex:none;width:76px;height:76px;color:var(--gold)}
.hero-card h2{font-family:var(--serif);font-size:21px;margin:0 0 4px}
.hero-card p{margin:0;color:var(--muted);font-size:15px}
@media (max-width:900px){.hero{grid-template-columns:1fr}.hero-card{display:none}}

.grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,380px);gap:28px;align-items:start}
@media (max-width:980px){.grid{grid-template-columns:1fr}}

/* questions (cost) */
.q{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px 22px;margin-bottom:14px;transition:border-color .2s}
.q.missing{border-color:var(--err)}
.q-head{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.badge{flex:none;width:34px;height:34px;border-radius:50%;background:var(--gold);color:#fff;display:grid;place-items:center;font-family:var(--serif);font-weight:700;font-size:17px;transition:background .2s}
.q.done .badge{background:var(--navy)}
.q.done .badge .n{display:none}
.q .badge .tick{display:none;width:18px;height:18px}
.q.done .badge .tick{display:block}
.q h2{font-family:var(--serif);font-weight:600;font-size:20px;margin:0;line-height:1.25}
.q .sub{font-size:14px;color:var(--muted);margin:-8px 0 12px 48px}
@media (max-width:560px){.q .sub{margin-left:0}}
.tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}
@media (max-width:560px){.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}
.tile{position:relative}
.tile input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.tile .face{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;text-align:center;min-height:104px;height:100%;padding:14px 8px;border:1.5px solid var(--line);border-radius:10px;background:var(--card);font-size:14.5px;line-height:1.25;cursor:pointer;transition:border-color .15s,background .15s}
.tile .face svg{color:var(--ink)}
.tile input:checked + .face{border-color:var(--gold);background:var(--gold-tint)}
.tile input:checked + .face svg{color:var(--gold-ink)}
.tile input:focus-visible + .face{outline:3px solid var(--gold);outline-offset:2px}
.tile:hover .face{border-color:var(--gold)}
.radios{display:flex;flex-wrap:wrap;gap:10px 12px;padding-left:48px}
@media (max-width:560px){.radios{padding-left:0}}
.radio{display:flex;align-items:center;gap:10px;cursor:pointer;font-size:15.5px;position:relative;border:1.5px solid var(--line);border-radius:99px;padding:8px 16px 8px 10px;transition:border-color .15s,background .15s}
.radio:hover{border-color:var(--gold)}
.radio:has(input:checked){border-color:var(--gold);background:var(--gold-tint)}
.radio input{appearance:none;-webkit-appearance:none;width:20px;height:20px;border-radius:50%;border:1.5px solid #B9C2CF;margin:0;cursor:pointer;display:grid;place-items:center;background:var(--card);flex:none}
.radio input:checked{border-color:var(--gold)}
.radio input:checked::after{content:"";width:10px;height:10px;border-radius:50%;background:var(--gold)}
.other-txt{margin-top:12px;display:none}
.other-txt.show{display:block}
.txt{width:100%;border:1px solid var(--line);border-radius:8px;padding:10px 12px;font:inherit;background:var(--card);color:var(--ink)}
.txt:focus{outline:3px solid var(--gold);outline-offset:1px}

.addons{background:var(--gold-tint);border:1px solid var(--gold);border-radius:14px;padding:20px 22px;margin-bottom:14px}
.addons[hidden]{display:none}
.addons h2{font-family:var(--serif);font-size:19px;margin:0 0 4px}
.addons p{margin:0 0 12px;color:var(--muted);font-size:14.5px}
.checks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 18px}
@media (max-width:560px){.checks{grid-template-columns:1fr}}
.check{display:flex;gap:10px;align-items:flex-start;cursor:pointer;font-size:15px}
.check input{width:19px;height:19px;margin-top:3px;accent-color:var(--gold);flex:none}
.extra-q{margin-top:12px;padding-top:12px;border-top:1px dashed var(--line)}

/* estimate panel (cost) */
.panel{position:sticky;top:16px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px}
@media (max-width:980px){.panel{position:static}}
html.embed .panel{position:static}
.p-head{display:flex;gap:14px;align-items:center;margin-bottom:16px}
.p-head .circ{flex:none;width:62px;height:62px;border-radius:50%;background:var(--gold-tint);display:grid;place-items:center;color:var(--ink)}
.p-head h2{font-family:var(--serif);font-size:23px;line-height:1.15;margin:0}
.p-head p{margin:2px 0 0;font-size:13.5px;color:var(--muted)}
.hero-num{background:var(--navy);color:var(--on-navy);border-radius:12px;padding:22px 18px 18px;text-align:center}
.hero-num .n{font-family:var(--serif);font-weight:700;font-size:clamp(34px,5vw,46px);line-height:1;font-variant-numeric:tabular-nums}
.hero-num .n small{font-size:.45em;font-weight:600;margin-left:4px}
.hero-num .from{display:block;font-family:var(--sans);font-size:13px;font-weight:600;opacity:.75;margin-bottom:6px;letter-spacing:.04em;text-transform:uppercase}
.hero-num .rule{width:110px;height:2px;background:var(--gold);margin:12px auto 10px}
.hero-num .l{font-size:15px;font-weight:600}
.progress{margin-top:10px;height:6px;background:rgba(255,255,255,.18);border-radius:6px;overflow:hidden}
.progress i{display:block;height:100%;background:var(--gold);width:0;transition:width .3s}
.next-q{margin-top:10px;font-size:13.5px;background:none;border:0;color:#E2BE73;font-weight:600;cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.lineitem{display:flex;gap:14px;align-items:flex-start;border:1px solid var(--line);border-radius:10px;padding:14px;margin-top:12px}
.lineitem svg{flex:none;width:34px;height:34px;color:var(--gold-ink)}
.lineitem h3{font-family:var(--serif);font-size:16.5px;margin:0;line-height:1.25}
.lineitem .v{font-family:var(--serif);font-weight:700;font-size:21px;font-variant-numeric:tabular-nums}
.lineitem .s{font-size:13px;color:var(--muted)}
details.incl{margin-top:12px;border:1px solid var(--line);border-radius:10px;padding:0 14px}
details.incl summary{cursor:pointer;padding:12px 0;font-weight:600;font-size:15px}
details.incl ul{margin:0 0 12px;padding-left:18px;font-size:14px}
details.incl li{margin:3px 0}
details.incl li span{color:var(--muted)}
.save-note{font-size:13.5px;color:var(--gold-ink);font-weight:600;margin:0 0 12px}
.disc{font-size:12.5px;color:var(--muted);margin:14px 0 0}
.btn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;border:0;border-radius:10px;padding:14px 16px;font-weight:700;font-size:16px;cursor:pointer;text-decoration:none;line-height:1.2}
.btn svg{width:22px;height:22px;flex:none}
.btn-gold{background:var(--gold);color:#fff;margin-top:16px}
.btn-gold:hover{filter:brightness(.95)}
.btn-line{background:transparent;border:1.5px solid var(--ink);color:var(--ink);margin-top:10px}
.btn-navy{background:var(--navy);color:var(--on-navy)}
.btn[disabled]{opacity:.45;cursor:not-allowed}
.btn.busy{opacity:.7;cursor:progress}
.row-btns{display:flex;gap:10px;margin-top:10px}
.row-btns .btn{margin-top:0;font-size:14.5px;padding:11px 12px}
.link-cta{display:block;text-align:center;margin-top:12px;font-size:14.5px;font-weight:600;color:var(--gold-ink)}
.ghost{background:none;border:0;color:var(--muted);font-weight:600;cursor:pointer;padding:8px 4px}
.ghost:hover{color:var(--ink)}
.sign{font-family:var(--script);font-size:30px;line-height:1.05;text-align:center;transform:rotate(-4deg);margin:22px 0 4px;color:var(--ink)}
.sign-line{width:150px;height:2px;background:var(--gold);margin:0 auto;border-radius:2px;transform:rotate(-4deg)}

/* trust strip */
.trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:34px;padding-top:24px;border-top:1px solid var(--line)}
@media (max-width:820px){.trust{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:420px){.trust{grid-template-columns:1fr}}
.trust>div{display:flex;gap:12px;align-items:center}
.trust .tc{flex:none;width:52px;height:52px;border-radius:50%;background:var(--gold-tint);display:grid;place-items:center;color:var(--gold-ink)}
.trust b{display:block;font-size:14.5px}
.trust span{font-size:13px;color:var(--muted)}

/* mobile bar */
.mbar{display:none}
@media (max-width:980px){
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:20;background:var(--navy);color:var(--on-navy);padding:12px 18px calc(12px + env(safe-area-inset-bottom,0px));align-items:center;justify-content:space-between;gap:12px;box-shadow:0 -6px 20px rgba(8,14,26,.18)}
  .mbar .a{font-size:12.5px;opacity:.8}
  .mbar .b{font-family:var(--serif);font-weight:700;font-size:22px;font-variant-numeric:tabular-nums}
  .mbar a{background:var(--gold);color:#fff;text-decoration:none;font-weight:700;padding:10px 14px;border-radius:8px;font-size:14.5px}
}

/* modal */
.modal{position:fixed;inset:0;z-index:50;display:none;align-items:flex-start;justify-content:center;background:rgba(8,14,26,.55);overflow-y:auto;padding:calc(env(safe-area-inset-top,0px) + 24px) 14px calc(env(safe-area-inset-bottom,0px) + 24px)}
.modal.open{display:flex}
.sheet{background:var(--card);color:var(--ink);border-radius:14px;max-width:560px;width:100%;padding:26px;position:relative;box-shadow:0 24px 60px rgba(8,14,26,.35)}
.sheet:focus{outline:none}
.sheet h2{font-family:var(--serif);font-size:25px;margin:0 0 6px;line-height:1.2;padding-right:36px}
.sheet .intro{color:var(--muted);margin:0 0 18px;font-size:15px}
.x{position:absolute;top:12px;right:12px;width:40px;height:40px;border:0;background:transparent;font-size:26px;cursor:pointer;border-radius:8px;line-height:1}
.x:hover{background:var(--gold-tint)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:520px){.frow{grid-template-columns:1fr}}
.f{margin-bottom:12px}
.f label{display:block;font-size:13.5px;font-weight:600;margin-bottom:5px}
.f .err{color:var(--err);font-size:12.5px;margin-top:4px}
.f .err:empty{display:none}
.f.bad .txt{border-color:var(--err)}
.consent{display:flex!important;gap:10px;font-size:13.5px!important;font-weight:400!important;color:var(--muted);margin:6px 0 4px!important;cursor:pointer}
.consent input{width:18px;height:18px;accent-color:var(--gold);flex:none;margin-top:2px}
.summary-mini{background:var(--gold-tint);border-radius:10px;padding:12px 14px;font-size:14px;margin-bottom:16px}
.summary-mini b{font-family:var(--serif);font-size:18px}
.done-state{text-align:center;padding:10px 0}
.done-state>svg{width:64px;height:64px;color:var(--gold)}
.demo{font-size:12.5px;color:var(--muted);margin-top:10px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
.toast{position:fixed;left:50%;bottom:calc(84px + env(safe-area-inset-bottom,0px));transform:translateX(-50%);background:var(--navy);color:var(--on-navy);padding:10px 16px;border-radius:8px;font-size:14px;z-index:60;opacity:0;transition:opacity .2s;pointer-events:none;max-width:calc(100% - 32px);text-align:center}
.toast.show{opacity:1}
.foot{margin-top:28px;font-size:12.5px;color:var(--muted);text-align:center}
.foot a{color:var(--gold-ink)}

/* ---- embed mode (inside an iframe on a host site) ---- */
html.embed body{position:relative}
html.embed .wrap{padding:6px 6px 20px}
html.embed:not(.show-header) .brandbar{display:none}
html.embed .mbar{display:none!important}
html.embed .modal{position:absolute;padding:0 14px 24px;overflow:visible}
html.embed .toast{position:absolute;top:16px;bottom:auto}
html.bg-transparent body{background:transparent}
html.embed .foot{display:none}

@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important;scroll-behavior:auto!important}}
@media print{.brandbar .values,.mbar,.modal,.btn,.row-btns,.ghost,.link-cta,.trust,.toast{display:none!important}.wrap{padding:0}body{background:#fff}}

/* ================= SAVINGS (quick calculator) ================= */
.qwrap{max-width:980px;margin:0 auto}
.qhero{text-align:center;padding:34px 0 26px}
.qhero h1{font-size:clamp(30px,5vw,52px)}
.qhero .lede{margin:0 auto}
.time{display:inline-flex;align-items:center;gap:8px;background:var(--gold-tint);color:var(--gold-ink);font-weight:700;font-size:13.5px;border-radius:99px;padding:5px 12px;margin-bottom:16px}
.qcard{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);background:var(--card);border:1px solid var(--line);border-radius:18px;overflow:hidden}
@media (max-width:860px){.qcard{grid-template-columns:1fr}}
.inputs{padding:28px}
@media (max-width:480px){.inputs{padding:20px}}
.step{margin-bottom:26px;border:0;padding:0;min-width:0}
.step:last-child{margin-bottom:0}
.step h2,.step legend{font-family:var(--serif);font-weight:600;font-size:19px;margin:0 0 12px;display:flex;gap:10px;align-items:center;padding:0}
.step .badge{width:28px;height:28px;font-size:14px}
.chips{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
.chips.three{grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:480px){.chips{grid-template-columns:repeat(2,minmax(0,1fr))}.chips.three{grid-template-columns:1fr 1fr 1fr}}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.chip span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:52px;height:100%;padding:8px 6px;border:1.5px solid var(--line);border-radius:10px;font-weight:600;font-size:14.5px;line-height:1.2;cursor:pointer;background:var(--card);transition:border-color .15s,background .15s}
.chip input:checked+span{border-color:var(--gold);background:var(--gold-tint)}
.chip input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}
.chip:hover span{border-color:var(--gold)}
.sal{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px;gap:10px}
.sal-in{display:flex;align-items:center;border:1px solid var(--line);border-radius:8px;padding:0 10px;background:var(--card);max-width:170px}
.sal-in span{font-family:var(--serif);font-size:22px;font-weight:700;color:var(--muted)}
.sal-in input{border:0;background:transparent;color:var(--ink);font-family:var(--serif);font-size:22px;font-weight:700;width:100%;padding:6px 4px;font-variant-numeric:tabular-nums}
.sal-in input:focus{outline:none}
.sal-in:focus-within{outline:3px solid var(--gold);outline-offset:1px}
.sal>span{font-size:13.5px;color:var(--muted)}
input[type=range]{width:100%;accent-color:var(--gold);height:28px}
.src{font-size:12.5px;color:var(--muted);margin:4px 0 0}
details.adv{margin-top:14px;border-top:1px dashed var(--line);padding-top:10px}
details.adv summary{cursor:pointer;font-weight:600;font-size:14.5px;color:var(--gold-ink)}
.adv-row{margin-top:12px}
.adv-row .t{display:flex;justify-content:space-between;font-size:14px}
.adv-row .t b{font-variant-numeric:tabular-nums}

.out{background:var(--navy);color:var(--on-navy);padding:28px;display:flex;flex-direction:column}
@media (max-width:480px){.out{padding:22px 20px}}
.out .k{font-size:14px;font-weight:600;opacity:.8}
.save{font-family:var(--serif);font-weight:700;font-size:clamp(42px,6vw,62px);line-height:1;color:#E2BE73;margin:6px 0 2px;font-variant-numeric:tabular-nums}
.save.even{font-size:clamp(32px,4.4vw,44px)}
.save-sub{font-size:15px;opacity:.85}
.pct{display:inline-block;margin-top:10px;border:1.5px solid #E2BE73;color:#E2BE73;border-radius:99px;padding:3px 12px;font-weight:700;font-size:13.5px}
.pct:empty{display:none}
.horizon{display:inline-flex;align-self:flex-start;margin-top:18px;background:rgba(255,255,255,.08);border-radius:99px;padding:3px}
.horizon button{border:0;background:transparent;color:#fff;opacity:.75;font-weight:700;font-size:13px;padding:6px 14px;border-radius:99px;cursor:pointer}
.horizon button[aria-pressed="true"]{background:#E2BE73;color:#0F1B33;opacity:1}
.bars{margin:18px 0 4px}
.b{margin-bottom:12px}
.b .t{display:flex;justify-content:space-between;gap:10px;font-size:14px;margin-bottom:5px}
.b .t span:last-child{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap}
.b .tr{height:14px;background:rgba(255,255,255,.12);border-radius:8px;overflow:hidden}
.b .tr i{display:block;height:100%;border-radius:8px;transition:width .5s ease}
.b.in i{background:rgba(255,255,255,.55)} .b.fo i{background:#E2BE73}
.setup-note{font-size:13.5px;opacity:.85;border-top:1px solid rgba(255,255,255,.15);padding-top:12px;margin-top:8px}
.out .btn-gold{margin-top:18px}
.out .btn-ghostw{background:transparent;border:1.5px solid rgba(255,255,255,.6);color:#fff;margin-top:10px}
.out .ghost{color:rgba(255,255,255,.75);font-size:14px;margin-top:8px;align-self:center}
.out .ghost:hover{color:#fff}

.benefits{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:22px}
@media (max-width:860px){.benefits{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.benefits{grid-template-columns:1fr}}
.ben{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px}
.ben .tc{width:44px;height:44px;border-radius:50%;background:var(--gold-tint);color:var(--gold-ink);display:grid;place-items:center;margin-bottom:10px}
.ben b{display:block;font-family:var(--serif);font-size:17px;margin-bottom:4px}
.ben span{font-size:14px;color:var(--muted)}
.assume{font-size:12.5px;color:var(--muted);margin:18px auto 0;text-align:center;max-width:760px}

/* ================= READINESS SCORECARD ================= */
.p-readiness .hero{grid-template-columns:minmax(0,1fr) minmax(0,380px)}
@media (max-width:900px){.p-readiness .hero{grid-template-columns:1fr}}
.stage{max-width:820px;margin:0 auto}
.intro-card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:30px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-bottom:20px}
@media (max-width:700px){.intro-card{grid-template-columns:1fr;padding:22px}}
.intro-card>div{display:flex;gap:12px;align-items:flex-start}
.intro-card .tc{flex:none;width:46px;height:46px;border-radius:50%;background:var(--gold-tint);display:grid;place-items:center;color:var(--gold-ink)}
.intro-card b{display:block;font-family:var(--serif);font-size:17px}
.intro-card span{font-size:14px;color:var(--muted)}
.start{max-width:360px;margin:0 auto}
.resume{display:block;margin:10px auto 0;text-align:center}

.wiz{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:28px}
@media (max-width:480px){.wiz{padding:20px}}
.pillars{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-bottom:24px}
.pill{font-size:12.5px;font-weight:600;color:var(--muted)}
.pill .bar{height:6px;border-radius:6px;background:var(--line);margin-top:6px;overflow:hidden}
.pill .bar i{display:block;height:100%;background:var(--gold);width:0;transition:width .3s}
.pill.on{color:var(--ink)}
@media (max-width:560px){.pill .t{display:none}}
.qnum{font-size:13.5px;font-weight:700;color:var(--gold-ink);letter-spacing:.06em;text-transform:uppercase}
.wiz h2{font-family:var(--serif);font-weight:600;font-size:clamp(22px,3.4vw,30px);line-height:1.2;margin:8px 0 8px}
.wiz h2:focus{outline:none}
.why{color:var(--muted);margin:0 0 22px;font-size:15.5px;max-width:62ch}
.answers{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}
@media (max-width:620px){.answers{grid-template-columns:1fr 1fr}}
.ans{border:1.5px solid var(--line);background:var(--card);border-radius:12px;padding:16px 10px;cursor:pointer;font-weight:600;font-size:15.5px;display:flex;flex-direction:column;align-items:center;gap:8px;transition:border-color .15s,background .15s,transform .1s}
.ans:hover{border-color:var(--gold)}
.ans:active{transform:scale(.98)}
.ans.sel,.ans[aria-pressed="true"]{border-color:var(--gold);background:var(--gold-tint)}
.ans .dot{width:14px;height:14px;border-radius:50%}
.ans kbd{font-family:var(--sans);font-size:11px;color:var(--muted);border:1px solid var(--line);border-radius:4px;padding:0 5px;font-weight:600}
@media (hover:none){.ans kbd{display:none}}
.d-yes{background:var(--gold)} .d-part{background:linear-gradient(90deg,var(--gold) 50%,var(--line) 50%)} .d-no{border:2px solid var(--muted)} .d-ns{border:2px dashed var(--muted)}
.wiz-nav{display:flex;justify-content:space-between;align-items:center;margin-top:22px;gap:12px}
.wiz-nav .ghost[disabled]{visibility:hidden}

.res-top{display:grid;grid-template-columns:minmax(0,340px) minmax(0,1fr);gap:20px;margin-bottom:20px}
@media (max-width:820px){.res-top{grid-template-columns:1fr}}
.scorebox{background:var(--navy);color:var(--on-navy);border-radius:16px;padding:26px;text-align:center}
.ring{width:190px;height:190px;margin:0 auto 6px;position:relative}
.ring svg{width:100%;height:100%;transform:rotate(-90deg)}
.ring .v{position:absolute;inset:0;display:grid;place-items:center;font-family:var(--serif);font-weight:700;font-size:56px;line-height:1}
.ring .v small{display:block;font-size:14px;font-weight:600;font-family:var(--sans);opacity:.75;margin-top:4px}
.band{display:inline-block;margin-top:8px;border:1.5px solid #E2BE73;color:#E2BE73;border-radius:99px;padding:4px 14px;font-weight:700;font-size:14px}
.scorebox p{margin:12px 0 0;font-size:14.5px;opacity:.85}
.pbox{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px}
.pbox h3,.sec h3{font-family:var(--serif);font-size:21px;margin:0 0 14px}
.prow{margin-bottom:14px}
.prow .top{display:flex;justify-content:space-between;font-size:14.5px;font-weight:600}
.prow .top span:last-child{font-variant-numeric:tabular-nums}
.prow .track{height:10px;background:var(--line);border-radius:10px;margin-top:6px;overflow:hidden}
.prow .track i{display:block;height:100%;border-radius:10px;background:var(--gold);width:0;transition:width .7s ease}
.prow .track i.low{background:var(--err)}
.prow .lbl{font-size:13px;color:var(--muted);margin-top:3px}
.unknown{font-size:13.5px;color:var(--muted);border-top:1px dashed var(--line);padding-top:12px;margin-top:6px}

.sec{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;margin-bottom:20px}
@media (max-width:480px){.sec{padding:18px}}
.sec .lead{color:var(--muted);margin:-6px 0 16px;font-size:15px}
.gap{display:grid;grid-template-columns:auto 1fr auto;gap:6px 14px;align-items:start;padding:14px 0;border-top:1px solid var(--line)}
.gap:first-child{border-top:0}
.prio{min-width:78px;text-align:center;font-size:11.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;border-radius:99px;padding:3px 9px;white-space:nowrap;margin-top:2px;justify-self:start}
.prio.critical{background:var(--err);color:#fff}
.prio.high{background:var(--gold);color:#fff}
.prio.medium{border:1.5px solid var(--muted);color:var(--muted)}
.gap b{font-size:15.5px}
.gap p{margin:3px 0 0;font-size:14px;color:var(--muted)}
.gap .fix{font-size:13.5px;color:var(--gold-ink);font-weight:600;margin-top:4px}
.gap .amt{font-family:var(--serif);font-weight:700;font-size:16px;white-space:nowrap;text-align:right}
@media (max-width:560px){.gap{grid-template-columns:1fr}.gap .amt{text-align:left}}
.nogaps{color:var(--muted)}
.road{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media (max-width:760px){.road{grid-template-columns:1fr}}
.phase{border:1px solid var(--line);border-radius:12px;padding:16px;position:relative}
.phase .when{font-size:12.5px;font-weight:700;color:var(--gold-ink);letter-spacing:.06em;text-transform:uppercase}
.phase h4{font-family:var(--serif);font-size:17px;margin:4px 0 10px}
.phase ul{margin:0;padding-left:18px;font-size:14px}
.phase li{margin:4px 0}
.phase .empty{color:var(--muted);font-size:14px;margin:0}
.costgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:760px){.costgrid{grid-template-columns:1fr}}
.cg{border:1px solid var(--line);border-radius:12px;padding:16px}
.cg.dark{background:var(--navy);color:var(--on-navy);border-color:var(--navy)}
.cg .k{font-size:13.5px;font-weight:600;opacity:.8}
.cg .n{font-family:var(--serif);font-weight:700;font-size:28px;margin-top:4px;font-variant-numeric:tabular-nums;line-height:1.15}
.cg .s{font-size:13px;opacity:.75;margin-top:4px}
.ctas{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px}
@media (max-width:760px){.ctas{grid-template-columns:1fr}}
.ctas .btn{margin-top:0}
.res-actions{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-top:14px}